By Lance Ludwig, CFP®
It’s that time of year when ghosts and ghouls get top billing. But while trick-or-treating may be all fun and games, there are three truly scary monsters that can put you in very real danger—at least when it comes to protecting your financial future. The good news is that for every monster, there is a powerful defense. The key is using the right weapons to slay each threat long before it’s able to cause any lasting harm. Are you ready?