Marketplace Plans Sold Through Healthcare.gov
Why Marketplace Plans Matter
- Wide Range of Coverage Options: From Bronze to Platinum, each plan level balances monthly premium costs with out-of-pocket expenses differently.
- Subsidies & Tax Credits: Based on your household income, you may be eligible for significant cost-saving measures.
- Enrollment Windows: Missing enrollment deadlines can mean going a full year without coverage (unless you have a qualifying event). Staying informed helps you avoid a coverage gap.
How Korhorn Financial Group Helps
At Korhorn Financial Group, our mission is to help you make an informed decision about your health insurance and overall financial well-being. Our licensed professionals will:
- Review Your Options
We break down the various Bronze, Silver, Gold, and Platinum plans, explaining monthly premiums, deductibles, and cost-sharing. - Check Eligibility for Subsidies
Many clients don’t realize they qualify for tax credits or cost-sharing reductions. We’ll help ensure you’re not leaving money on the table. - Assist with Enrollment
Navigating Healthcare.gov can feel overwhelming. From creating your account to submitting documents, we’ll guide you step-by-step. - Coordinate with Your Overall Financial Plan
Health insurance is only one piece of your financial puzzle. We can coordinate your health coverage with your retirement strategy, tax planning, and other investments.
Our Process
- Initial Consultation
Schedule a meeting (in-person or virtual) to discuss your health needs, household details, and budget. - Plan Analysis & Recommendations
We’ll present a curated list of Marketplace plans based on your unique requirements. - Application & Enrollment
Our team assists with the entire enrollment process, verifying subsidy eligibility and ensuring accuracy. - Ongoing Support
We remain available year-round for coverage questions, life changes, or help with special enrollment periods.
FAQs About Marketplace Plans
- What if I miss Open Enrollment?
You may still qualify for Special Enrollment if you’ve recently experienced a qualifying life event such as marriage, the birth of a child, or loss of other health coverage. - Are there penalties for being uninsured?
While the federal mandate penalty was reduced to $0, some states or local jurisdictions may impose fines for not having health insurance. - How do subsidies work?
If your income is within a specific range for your household size, the government may offer Advanced Premium Tax Credits or Cost-Sharing Reductions. We’ll help you calculate and apply them.
Get Started Today
Ready to take the next step toward a more confident financial future? Contact Korhorn Financial Group today:
- Phone: (574) 247-5898
- Email: health@korhorn.com
- Office Locations: Contact | Korhorn Financial Group | Granger, IN
Schedule your complimentary consultation—our dedicated team is ready to provide personalized strategies tailored to your goals. Let’s start building your financial confidence together!
Need More Information?
If you require additional details about premiums, coverage specifics, or how Marketplace plans integrate with the rest of your financial plan, let us know. We’re here to help make your health insurance decisions simpler and more beneficial to your long-term financial goals.
