What Are Medicare Supplements?
Medicare Supplements, also referred to as Medigap, are private health insurance policies that fill the “gaps” in Medicare Part A and Part B coverage. These gaps can include deductibles, copays, and coinsurance that otherwise you would pay out of pocket. Choosing the right Medigap plan can help you:
- Predict healthcare costs more accurately
- Secure additional coverage for hospital stays
- Minimize or eliminate unexpected medical bills
Our Approach to Medicare Supplement Planning
- Personalized Review
We start with a comprehensive review of your existing coverage, health needs, and budget. By understanding your unique circumstances, we can advise you on the types of Medicare Supplement Plans that best protect your financial well-being. - Plan Comparison & Analysis
Our experts compare various Medigap options side by side—highlighting differences in premiums, out-of-pocket costs, and coverage benefits. We want you to feel confident in your choice. - Integration With Retirement Strategy
Effective healthcare coverage is a key part of any sound retirement plan. By coordinating your Medicare Supplement with other financial objectives—such as retirement investments or Social Security—we help ensure that your overall strategy is both comprehensive and cohesive. - Ongoing Support
As your needs evolve, so do your healthcare options. We stay proactive with annual reviews and market updates, ensuring your plan remains aligned with your goals.
Why Choose Korhorn Financial Group for Medicare Supplements?
- Expert Guidance: Our team has decades of experience in retirement and healthcare planning, giving you proven insights into the complexities of Medicare.
- Holistic Financial Solutions: We integrate your Medicare Supplement into a broader financial plan that includes Social Security optimization, estate planning, and wealth management.
- Local Support: Our offices are here to serve you if you prefer in-person consultations—so you can get assistance understanding your policy details.
- Transparent Education: We believe in educating our clients. We’ll walk through each feature and cost so you can make an informed decision.
Frequently Asked Questions
Q: Do I really need a Medicare Supplement plan if I’m healthy now?
A: Even if you’re healthy, unpredictable medical costs can arise as you age. A Medigap plan helps protect you from unexpected financial burdens later on.
Q: Does Medicare Supplement cover prescription drugs?
A: Most Medigap plans do not cover prescription drugs. You would need a Medicare Part D plan or similar coverage to handle prescription costs. We can help you align these choices seamlessly.
Q: Can I switch plans if I find a better option next year?
A: Medicare Supplement enrollment rules can be complex. While changing plans is possible, you may face underwriting requirements. We guide you through every step to minimize costs and inconvenience.
Get Started Today
Ready to take the next step toward a more confident financial future? Contact Korhorn Financial Group today:
- Phone: (574) 247-5898
- Email: health@korhorn.com
- Office Locations: Contact | Korhorn Financial Group | Granger, IN
Schedule your complimentary consultation—our dedicated team is ready to provide personalized strategies tailored to your goals. Let’s start building your financial confidence together!
