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Retiring at 58: The Real Challenges You Might Not Be Prepared For
Retiring at 58 can be possible, but it takes more than building a large retirement account. In this episode of Wise Money, we break down the key factors that can make early retirement work, including how to access retirement savings before age 59.5, bridge the gap to Medicare, and decide when to claim Social Security.…
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Starting Over Financially: What We’d Do Differently at Every Stage of Life
What would you do differently if you had the chance to start your financial life over? Whether it’s caused by divorce, job loss, a major life change, or simply wishing you had made different choices, starting over financially can be an opportunity to rebuild with a better plan. In this episode of Wise Money, we…
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Millionaire Habits: How to Build and Keep a 7-Figure Net Worth
There are more millionaires than ever, but is $1 million still enough to retire comfortably? In this episode of Wise Money, we break down what it really means to be a millionaire in 2026 and the millionaire habits that consistently build long-term wealth. You’ll also learn how automatic investing, living below your means, managing debt,…
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AI and Financial Planning: Finding Wisdom in the Age of AI
AI is changing the way we invest, manage money, protect against financial scams, and make financial decisions. In this episode of Wise Money, we explore how AI and financial planning are evolving, from investing and insurance to budgeting and fraud prevention. Plus, we discuss the opportunities and risks that come with AI and why more…
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Inherited Roth IRA? Avoid the 5-Year Beneficiary Nightmare
Think you have 10 years to empty an inherited Roth IRA? That may not always be the case. In this episode of Wise Money, we break down the lesser-known 5-year rule, how beneficiary designations can change your options, and why regularly reviewing them matters. Plus, we answer listener questions about saving for a first home,…
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The Correct Way to Plan For Healthcare in Retirement
Healthcare could be one of your biggest expenses in retirement, but are you actually planning for it? In this episode of Wise Money, we break down how much you should budget for Medicare and healthcare in retirement, including what to consider if you retire before age 65. We also discuss IRMAA, HSAs, long-term care, and…
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Financial Planning in Your 50s: Life Transitions That Can Derail Your Financial Plan
Your 50s are filled with major life changes, making financial planning in your 50s more important than ever. From helping kids through college to becoming an empty nester and preparing for retirement, each transition brings new opportunities and new decisions. In this episode of the Wise Money Show, we break down the biggest financial transitions…
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Stuck With a Huge 401k? How to Reduce 401k Taxes in Retirement
If you’ve spent years building your 401(k), you could be facing higher 401k taxes in retirement than you expected. In this episode of Wise Money, we explore whether it makes sense to keep funding a Roth 401(k), switch to pre-tax contributions, or use Roth conversions to reduce future taxes. You’ll also learn how tax diversification,…
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The Four Levels of Tax Planning with Patrick Lonergan
Tax planning is about much more than filing your tax return each year. In this episode of the Wise Money Show, we break down the four levels of tax planning and explain how proactive tax planning strategies can help individuals, business owners, and entrepreneurs reduce lifetime taxes and build more wealth. Learn the difference between…
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Most People Retire Sooner Than Expected – Don’t Get Caught Off Guard
If you’re planning to retire at 65, the data suggest there’s a good chance life may have other plans. In this episode of the Wise Money Show, we explain why so many people retire sooner than expected and how to build a retirement plan that can adapt to unexpected changes. Learn the Five-Factor Retirement Plan,…
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How to Create More Financial Independence
Financial independence isn’t just about retirement. It’s about creating the freedom to make financial decisions with confidence and without being held back by debt or financial stress. In this episode of the Wise Money Show, we share practical habits, proven strategies, and simple first steps that can help you build more financial independence, no matter…
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How to Position Your Portfolio for the Second Half of 2026 – Stock Market Outlook
The stock market has exceeded expectations in 2026, but rising recession warnings have many investors wondering what comes next. In this episode of the Wise Money Show, the team breaks down the biggest forces shaping today’s stock market outlook, including AI, market concentration, inflation, interest rates, and consumer spending. We also explain why diversification still…
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